How can such insurance help you in case of extra costs in Luxembourg?

How do you know if such insurance is necessary?

How do you figure out which insurance is best for you?


Serge CRUTZEN – Former Official

Serge co-operates with DG HR to provide accurate information on supplementary insurance.

In an impartial approach, he shall present a comparative study of these available insurance policies

The – sometimes-limited – reimbursements of the JSIS (ceilings, excessiveness, exclusions,…) may yield significant costs for you in case of illness and hospitalisation

If you are ill or have an accident during your holiday, some hospitals do not accept the JSIS and require immediate payment.
A supplementary insurance could help you avoid this situation.